This Oyster card will allow you to save a third on the price of weekly and monthly travel cards. If you commute to university, often travel during the peak hours and get buses every day, it could be worthwhile applying for a 18+ Student Oyster Photocard (Most Queen Mary students will be eligible for one). So if you can travel outside the peak hours, it will save you a lot of money in the long run. Off peak hours apply before 6.30am, between 9.30am and 4pm as well as after 7pm Monday to Friday and at all times during the weekend and bank holidays. Tip 4: Travel saving advice (16-25 Railcard and 18+ Student Oyster Card)ĭid you know that you can link your 16-25 Railcard to your Oyster card to give you a third off the off-peak fares on the London Underground, London Overground, DLR and National Rail services in London? Just ask the staff at any London Underground station to do this for you. (Note: if you are a Queen Mary student living in Queen Mary halls, you will automatically be exempt and will not have to take any action.) If you need a letter to prove you are a student you can easily request one from the Student Enquiry Center, located in the Queens’ Building. Check your council’s website for more information. If you live with a non-student, you will not be entitled to a full exemption however, you will be able to receive a discount. Check on your council’s website for information on claiming this. This will mean you do not have to pay any council tax. If you live only with students in a household, you are entitled to a full council tax exemption. ![]() Tip 3: Council tax discounts or exemptions There are also a number of other banks located down Mile End Road towards Whitechapel. ![]() On campus, we are lucky that we have our very own Santander branch, located in the Student Village, by the canal. Make sure you do your research and pick a bank, which offers you the most useful incentives. Many banks offer exclusive accounts for students, with features such as a large interest-free overdraft as well as a free four-year railcard, which will give you a third off the price of train tickets. Should you be out of work, your repayments will be stopped. The student loan is a safer option as you only need to pay when you are earning a regular income over a certain threshold. Try not to go for private loans, as although the cash may be handy if it’s an emergency, you could end up paying back a lot more than you originally borrowed. If you are eligible for a student maintenance loan funded by the UK Student Finance body, you will automatically be entitled to receive a higher amount due to living in London, so make sure you check your Student Finance account and increase your loan amount if you need to. You can visit the Scholarships page for further details. Queen Mary offers a range of bursaries and scholarships for students to help fund their studies. Tip 1: Check out bursaries, scholarships and student loans Fortunately, there are some things you can do to try to make your living costs more manageable. Let’s face it: living in London can be expensive, and even more so if you are a student. ![]() However, for many students, a big concern is the cost of living here. London is an amazing city to live in, offering a multicultural and diverse environment with so much to do and see.
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